8 Smart Tips to Protect You from Mortgage Fraud. The article is more critical today than at any other time in mortgage lending history. I am talking about mortgage loan fraud. This is so crucial that when you refinance or purchase a house you will receive a settlement statement. It is a disclosure composed on an authorized form by the United States Government’s Department of Housing and Urban Development which you definitely should read for your own awareness and protection. Learn how to guard against mortgage loan fraud and predatory lending practices. This is a FREE PDF article that can be read on any computer. Reply with the e-mail address you would like the article sent to and it will be on the way in 24 hours and there’s absolutely no obligation.