9 Step Plan of Attack to Improving Your Credit. Learn how to get your free credit report and how to contact credit bureaus. Learn how to read your credit report and understand what’s in your file. This report has contact information on contacting credit bureaus in the United States, United Kingdom, Canada, and Australia. You will also find information on credit laws in the United States and how long negative items stay on your report. You will be advised about credit counseling and repair program and you will learn how to set up a plan of attack in improving your overall credit picture. This is a FREE PDF article that can be read on any computer. Reply with the e-mail address you would like the article sent to and it will be on the way in 24 hours and there’s absolutely no obligation.